Rental Portfolios
One Loan for Your Entire Portfolio
Modern Day Real Estate Capital’s rental portfolio loans are built for investors who own multiple rental properties. By bringing all of your financing under a single loan, they make your portfolio easier to manage and easier to grow.
At a glance
Loan highlights
Loan Size
$4,000,000 – $50,000,000+
Land & Construction
Up to 75%
of land and 100% of ground-up construction
Number of Properties
At least 5 properties,
with no cap on how many can be included
Maximum LTV: FICO above 740
Up to 80%
for purchases and rate/term refinances; up to 75% for cash-out refinances
Maximum LTV: FICO 720–739
Up to 75%
for purchases, rate/term refinances and cash-out refinances
Maximum LTV: FICO 700–719
Up to 75%
for purchases and rate/term refinances; up to 70% for cash-out refinances
Maximum LTV: FICO 680–699
Up to 75%
for purchases and rate/term refinances on properties valued at $3MM or less; up to 70% for cash-out refinances
Maximum LTV: FICO 660–679
Up to 70%
for purchases and rate/term refinances; up to 65% for cash-out refinances. Available only for portfolios of 10 or fewer properties and loans of $2MM or less
Loan Products & Amortization
5/6, 7/6 and 10/6 ARMs
Offered with 10- or 30-year terms
Fixed-Rate Mortgages (FRM)
Offered with 5-, 10- or 30-year terms
Interest-Only
Available on ARMs during the initial fixed-rate period and on 5- and 10-year fixed-rate loans
Why Rental Portfolio
The Advantages of a Portfolio Loan
Easier Portfolio Management
Combine multiple properties into one loan with a single monthly payment.
Flexible Terms
Loan options shaped around your investment strategy.
Competitive Rates
Attractive pricing designed to help maximize your returns.
Financing That Scales
Add or remove properties as your portfolio changes.